This study sought to identify the extent of the presence of the motives of the contracting\ncompanies in Irbid city to rely on finance lease and knowledge of the most important\nadministrative, regulatory and financial components of this type of funding, and to identify the\nmost important obstacles -if it available- which restricts it.\nThe most important findings of this study is the existence of motives for contracting companies\nin Irbid city to resort to hire finance. Although the interest was relatively large, and there is a\nneed to pledged assets in an exaggerated manner. Also shows that these companies are\ncharacterized by regulatory and supervisory and financial viable to do a finance lease.\nThis study found that the most important obstacles facing the contracting companies it is the\nlack of sufficient financial to finance companies using the financial leasing system, and that\nmany of the assets used by contracting companies do not receive sufficient turnout by these\nfinancial companies.\nThis study recommended financial firms that practice financial leasing to study interest rates\nand try to be reduced, in addition to ease the strict in pledged assets process, particularly on the\nconstruction companies in Irbid city. Also it recommended the concerned authorities to\nencourage the formation and create more financial firms to finance by using financial leasing\nsystem. This study recommended to take advantage of elements, whether owned by the\nfinancial regulatory and supervisory to persuade financial firms that practice financial leasing\nfinanced within interest rate.
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